From Application To Cash In Hand
Getting a loan with us is quick and straightforward. Here is exactly what happens.
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Step 01
Submit Your Application
Apply online, call us or send a WhatsApp message with the amount you need.
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Step 02
Document Verification
Share your certified ID, 3 months bank statement and latest payslip for a quick check.
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Step 03
Same Day Approval
We review your application and give you an answer on the same day.
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Step 04
Get Your Cash
Once you sign the agreement, the money is paid out to you without delay.
Get These 3 Documents Ready
Certified ID Copy
A clear, certified copy of your Namibian ID (certified within the last 3 months).
3 Months Bank Statement
Your latest three months of bank statements showing your salary deposits.
Proof of Income / Payslip
Your most recent payslip or other proof of a regular monthly income.
Simple, Transparent Pricing
Our interest is a flat 30% of the amount you borrow. For example:
- Borrow N$ 1,000Repay N$ 1,300 in total
- Borrow N$ 3,000Repay N$ 3,900 in total
- Borrow N$ 5,000Repay N$ 6,500 in total
Your exact repayment and dates are confirmed in your loan agreement before you sign.
How Much Do You Need?
- Interest (30%)
- N$ 1,500
- Pay Monthly
- N$ 6,500
- Total Pay Back
- N$ 6,500
Estimate only. Your final repayment is confirmed on approval.
Questions About Applying
Only three: a certified copy of your ID, your latest 3 months bank statement and your proof of income or most recent payslip.
We offer same-day approval. Once we receive your complete documents, we review your application and give you a decision on the same day.
You can fill in the online application form on this website, call us on +264 81 815 1736, send us a WhatsApp message, or email your documents to loans@goldlampstand.com.
After you apply, you can send clear photos or scans of your documents by WhatsApp or by email to loans@goldlampstand.com. Our team will confirm once everything has been received.
Repayment dates are agreed with you when you sign the loan agreement - usually on your payday. We will explain the repayment options available to you.